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Signing out removes your numbers from this device. They stay in your account.

Delete my account

Delete your account? This permanently deletes your account and every number saved in it. It can’t be undone.

Your account has saved numbers, and so does this device. Which should we keep?

Early version. Built by a real person who wants your honest feedback.

Zuz

Five numbers. Zero judgment. Let’s see what we’re working with.

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Make it easier for yourself and let me add up the numbers for you.

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Drop in your pay and let’s see what we’re working with.

You keep each month after spending

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Pick a pace

Easy plan

10% of your pay

Fast plan

25% of your pay

Your year ahead

Pick how much of your pay to save. The number changes with your pick.

At this pace you’d have saved:

Real talk: the money left after your savings isn’t automatic spending money. Keep a little of it on the side, just in case. Something always comes up, and a backup turns a big problem into a small hiccup, so you don’t have to touch your savings unless you really need to. Protect your savings, stay on track, and sleep better too.

Before you spend

Check a purchase before you buy it.

Thinking about buying something? Check it here first.

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    Your safety cushion

    School money

    Saving for something? Tap one to start a goal.

    First paycheck? Put what you take home in the top box, and the plan does the rest. No pressure.

    Term costs

    What one term costs you, roughly.

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      Money coming in

      Got a refund, scholarship or gift? Spread it so it lasts.

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        Break fund

        Summer or other breaks with little or no pay? Plan ahead for them.

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          Your goals

          Saving for something? Add it here. Goals share your savings plan, so nothing gets counted twice.

          No goals yet. Add one and I’ll show you how to get there.

            Payday planner

            Here’s where each paycheck goes, so you don’t have to think about it.

            Move it today

            Do these the day you get paid.

              Totally optional. Tell me when your bills are due and when you get paid, and I’ll show which paycheck covers which bill, so a big one like rent never catches you off guard.

              Bills by payday

              Add when each bill is due and your next payday. I’ll show which paycheck covers what.

              Monthly check-in

              Once a month, tell me how it went. I’ll compare it to your plan and keep your savings number up to date.

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              How did the month feel?

              Only tick this if the money isn’t already in your savings number above.

                Your check-ins

                  What to do next

                  • Move your savings the day you get paid, before you can spend it.
                  • Keep savings in a separate account so it doesn’t blend in with spending.
                  • Come back once a month, update your numbers, and see where you stand.
                  How we got these numbers
                  • Your pay is turned into a monthly amount: weekly pay × 52 ÷ 12, every 2 weeks × 26 ÷ 12, twice a month × 2.
                  • If you earn commission, we plan around the lowest month by default, so good months become bonus savings.
                  • The saving percent comes from your take-home pay, and it has to fit in what you keep after spending.
                  • Your safety cushion is the months you pick × your rent, bills, food, and getting around.
                  • Savings projections multiply your monthly savings by the months. They don’t include interest, raises, or surprise costs.
                  • Best fit is the highest percent that still leaves at least 20% of what you keep for surprises.
                  • Free money is what you keep each month after spending and after your saving plan.

                  Keep Zuz on your phone

                  iPhone: tap Share, then Add to Home Screen. Android: tap the menu, then Add to Home screen.

                  Your numbers are saved to your account and on this device. This is general guidance based on common rules of thumb, not personal financial advice.

                  Your numbers stay saved on this device only. This is general guidance based on common rules of thumb, not personal financial advice.